Top of the Morning to You (TOTM2U). As we are getting ready to close 2022, it is an excellent time for us to begin to plan what 2023 has in store. I would like to invite you to a free 2-day challenge next Wednesday and Thursday, January 4-5 at 10 am Central time, 30 minutes each day. Please enroll and you will receive the ZOOM invite. I would love to hear your thoughts, problems or ambitions in how I can help you make "2023 for Me."